Free UK mortgage overpayment calculators. Calculate savings from extra payments and reduce your term. Updated October 2025. Start saving thousands now!
Last Updated
October 2025
Compliance
FCA Verified

Mortgage Overpayment Calculators 2025

Calculate how overpayments can reduce your mortgage term and total interest with our professional overpayment calculators. Save thousands in interest. Updated for October 2025 UK market conditions.

Monthly Overpayment Calculator

Calculate how monthly overpayments can reduce your mortgage term and total interest.

Calculate Monthly Overpayment

Lump Sum Overpayment Calculator

Calculate how lump sum overpayments can reduce your mortgage term and total interest.

Calculate Lump Sum Overpayment

Overpayment Comparison Calculator

Compare different overpayment strategies and see how they affect your mortgage term and total interest.

Compare Overpayments

FCA Compliance Notice

This calculator provides educational estimates only and does not constitute financial advice. Most UK mortgages allow overpayments up to 10% of the outstanding balance per year without penalty. Exceeding this may incur early repayment charges. Consider your financial circumstances and emergency fund before making large overpayments. All calculations use typical UK mortgage terms current as of October 2025. MortgagePro.uk is not regulated by the Financial Conduct Authority. For personalized overpayment advice, consult an FCA-authorized mortgage broker. Your home may be repossessed if you do not keep up repayments on your mortgage.