FCA Compliance Notice
This calculator provides educational estimates only and does not constitute financial advice. Help to Buy scheme availability, equity loan terms, and eligibility criteria depend on property location, price, and individual circumstances. The scheme has closed to new applications in England but may still be available in other UK regions. Equity loan fees and repayment terms are subject to government policy. All calculations use standard UK criteria current as of October 2025. MortgagePro.uk is an information service and not regulated by the Financial Conduct Authority. For personalized Help to Buy advice, please consult an FCA-authorized mortgage broker. Your home may be repossessed if you do not keep up repayments on your mortgage.